{"id":171674,"date":"2019-02-09T08:28:13","date_gmt":"2019-02-09T11:28:13","guid":{"rendered":"http:\/\/prensa.wp1.mendoza.gov.ar\/?p=171674"},"modified":"2019-02-08T18:05:59","modified_gmt":"2019-02-08T21:05:59","slug":"derechos-del-consumidor-como-podes-saber-si-tu-situacion-financiera-esta-bien-informada-por-las-entidades","status":"publish","type":"post","link":"https:\/\/www.mendoza.gov.ar\/prensa\/derechos-del-consumidor-como-podes-saber-si-tu-situacion-financiera-esta-bien-informada-por-las-entidades\/","title":{"rendered":"Derechos del Consumidor: \u00bfc\u00f3mo pod\u00e9s saber si tu situaci\u00f3n financiera est\u00e1 bien informada por las entidades?"},"content":{"rendered":"<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><h5>Los usuarios financieros deben observar los datos publicados por las entidades del sistema y reclamar cuando esa informaci&oacute;n sea err&oacute;nea.<\/h5>\n<p style=\"font-weight: 400\">La Direcci&oacute;n de Defensa del Consumidor de Mendoza te sugiere chequear los datos acerca de tu situaci&oacute;n financiera y c&oacute;mo exigir su correcci&oacute;n en caso de haber sido err&oacute;neamente informado en la Central de Deudores.<\/p>\n<p style=\"font-weight: 400\">Esa informaci&oacute;n incluye: financiaciones otorgadas por entidades financieras, pr&eacute;stamos, fideicomisos financieros, entidades no financieras emisoras de tarjetas de cr&eacute;dito y\/o compra, otros proveedores no financieros de cr&eacute;ditos y, adem&aacute;s, sobre los cheques rechazados.<\/p>\n<p style=\"font-weight: 400\"><strong>&iquest;C&oacute;mo acceder a esa informaci&oacute;n?<\/strong><\/p>\n<p style=\"font-weight: 400\">En forma gratuita, el usuario interesado puede acceder al sitio web de la&nbsp;Central de Deudores del Banco Central de la Rep&uacute;blica Argentina&nbsp;(BCRA), y con su clave de identificaci&oacute;n fiscal (CUIT, CUIL o CDI), obtener el detalle.<\/p>\n<p style=\"font-weight: 400\"><a href=\"https:\/\/www.bcra.gob.ar\/BCRAyVos\/Situacion_Crediticia.asp\">&nbsp;&ldquo;<strong>Central de Deudores del Banco Central de la Rep&uacute;blica Argentina<\/strong>&rdquo;&nbsp;<\/a><\/p>\n<p style=\"font-weight: 400\">R&aacute;pidamente, el sistema te brindar&aacute; los siguientes datos: Denominaci&oacute;n del deudor, Entidad, Per&iacute;odo, Situaci&oacute;n, Monto, D&iacute;as de atraso, Observaciones.<\/p>\n<p style=\"font-weight: 400\"><strong>&iquest;Qu&eacute; hacer si el dato que se publica es err&oacute;neo?<\/strong><\/p>\n<p style=\"font-weight: 400\">Deber&aacute;s entonces dirigirte a la entidad que inform&oacute; esos datos al BCRA, a los fines de ejercer tus derechos de rectificaci&oacute;n y\/o supresi&oacute;n.<\/p>\n<p style=\"font-weight: 400\">Si tu reclamo corresponde, la entidad deber&aacute; solicitar al BCRA que sean practicadas las modificaciones necesarias en sus bases de datos.<\/p>\n<p style=\"font-weight: 400\">En caso de que la entidad no act&uacute;e en tiempo y forma, pod&eacute;s completar el siguiente&nbsp;formulario&nbsp;para que el BCRA intervenga en tu favor.<\/p>\n<p style=\"font-weight: 400\"><a href=\"https:\/\/bcraweb.bcra.gob.ar\/sitios\/aplicacionespublicasbcra\/rectificacionsupresiondatos\/SitePages\/Inicio.aspx\">Formulario<\/a><\/p>\n<p style=\"font-weight: 400\"><strong>Consultas y denuncias en Defensa del Consumidor<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400\">148 opci&oacute;n 3<\/li>\n<li style=\"font-weight: 400\"><a href=\"mailto:148@mendoza.gov.ar\">148@mendoza.gov.ar<\/a><\/li>\n<li style=\"font-weight: 400\">Mediante descarga de la app 148 Mendoza<\/li>\n<\/ul>\n\n        <style type='text\/css'>\n            #gallery-1 {\n                margin: auto;\n            }\n            #gallery-1 .gallery-item {\n                float: left;\n                margin-top: 10px;\n\n                width: auto;}\n            #gallery-1 img {\n                border: 0px none;\n            }\n            #gallery-1 .gallery-caption {\n                margin-left: 0;\n            }\n        <\/style>\n<script>\njQuery(document).ready(function($) {\n  jQuery('div.gallery-item').hover(function(){\n     \/\/jQuery(this).fadeIn().siblings(':not(.modal)').fadeTo( 'slow' , 0.2);\n     jQuery(this).siblings(':not(.modal)').fadeTo( 'fast' , 0.2);\n     jQuery(this).fadeTo( 'slow' , 1);\n  },function(){\n     \/\/$(this).siblings().andSelf().fadeTo( 'slow' , 1);\n  });\n  jQuery('#gallery-1').on('mouseleave',function(){\n    jQuery('div.gallery-item').fadeTo( 'fast' , 1);\n  })\n});\n<\/script>\n        <!-- see gallery_shortcode() in wp-includes\/media.php -->\n        <h3>GALERIA<\/h3>\n        <div id='gallery-1' class='gallery galleryid-171674'><div class='gallery-item' data-toggle='modal' data-target='#171677' id='r171677'>\n            <dt class='gallery-icon'>\n                <a style='cursor:pointer;'><img width='150' height='150' src='https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-BCRA-150x150.jpg' class='attachment-thumbnail size-thumbnail' alt='' href=''><\/a>\n             <\/dt><\/div><div class=\"modal fade bs-example-modal-lg\" id=\"171677\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"myModalLabel\">\n  <div class=\"modal-dialog modal-lg\" role=\"document\">\n    <div class=\"\">\n      <div class=\"modal-body\" style=\"text-align: center;\"><a href='https:\/\/www.mendoza.gov.ar\/prensa\/derechos-del-consumidor-como-podes-saber-si-tu-situacion-financiera-esta-bien-informada-por-las-entidades\/imagen-bcra\/'><img width=\"700\" height=\"377\" src=\"https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-BCRA-700x377.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-BCRA-700x377.jpg 700w, https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-BCRA-250x135.jpg 250w, https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-BCRA-768x413.jpg 768w, https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-BCRA-120x65.jpg 120w, https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-BCRA.jpg 1148w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/a><a data-toggle=\"modal\" data-dismiss=\"modal\" data-target=\"#171678\"><i class=\"text-white fa fa-chevron-right fa-4x\"><\/i><\/a><\/div>\n    <\/div>\n  <\/div>\n<\/div><div class='gallery-item' data-toggle='modal' data-target='#171678' id='r171678'>\n            <dt class='gallery-icon'>\n                <a style='cursor:pointer;'><img width='150' height='150' src='https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-Edificio-8-150x150.jpeg' class='attachment-thumbnail size-thumbnail' alt='' href=''><\/a>\n             <\/dt><\/div><div class=\"modal fade bs-example-modal-lg\" id=\"171678\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"myModalLabel\">\n  <div class=\"modal-dialog modal-lg\" role=\"document\">\n    <div class=\"\">\n      <div class=\"modal-body\" style=\"text-align: center;\"><a data-toggle=\"modal\" data-dismiss=\"modal\" data-target=\"#171677\"><i class=\"text-white fa fa-chevron-left fa-4x\"><\/i><\/a><a href='https:\/\/www.mendoza.gov.ar\/prensa\/derechos-del-consumidor-como-podes-saber-si-tu-situacion-financiera-esta-bien-informada-por-las-entidades\/ministerio-de-gobierno-trabajo-y-justicia-inauguracion-nuevo-22\/'><img width=\"700\" height=\"401\" src=\"https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-Edificio-8-700x401.jpeg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-Edificio-8-700x401.jpeg 700w, https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-Edificio-8-250x143.jpeg 250w, https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-Edificio-8-768x440.jpeg 768w, https:\/\/www.mendoza.gov.ar\/wp-content\/uploads\/sites\/5\/2019\/02\/Imagen-Edificio-8-120x69.jpeg 120w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/a><a data-toggle=\"modal\" data-dismiss=\"modal\" data-target=\"#171677\"><i class=\"text-white fa fa-chevron-right fa-4x\"><\/i><\/a><\/div>\n    <\/div>\n  <\/div>\n<\/div>\n            <br style='clear: both;' \/>\n        <\/div>\n\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"Los usuarios financieros deben observar los datos publicados por las entidades del sistema y reclamar cuando esa informaci&oacute;n sea err&oacute;nea. La Direcci&oacute;n de Defensa del Consumidor de Mendoza te sugiere chequear los datos acerca de tu situaci&oacute;n financiera y c&oacute;mo exigir su correcci&oacute;n en caso de haber sido err&oacute;neamente informado en la Central de Deudores&#8230;. <a class=\"view-article\" href=\"https:\/\/www.mendoza.gov.ar\/prensa\/derechos-del-consumidor-como-podes-saber-si-tu-situacion-financiera-esta-bien-informada-por-las-entidades\/\"><\/a>","protected":false},"author":61,"featured_media":171678,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[20],"tags":[],"_links":{"self":[{"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/posts\/171674"}],"collection":[{"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/comments?post=171674"}],"version-history":[{"count":2,"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/posts\/171674\/revisions"}],"predecessor-version":[{"id":171783,"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/posts\/171674\/revisions\/171783"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/media\/171678"}],"wp:attachment":[{"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/media?parent=171674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/categories?post=171674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mendoza.gov.ar\/prensa\/wp-json\/wp\/v2\/tags?post=171674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}